HERASTU RIZKA WIDORINI

Driving Strategic Excellence & Innovation

Experienced professional with 15+ years in banking, customer support, and operations. Seeking a remote position where I can apply my skills in customer service, attention to detail, and problem-solving to enhance operational efficiency. Proven track record in resolving issues, improving customer satisfaction, and ensuring smooth workflows in both traditional and remote settings.

Ready to Drive Growth?

Let's discuss how strategic leadership can transform your organization's trajectory.

Experience

Remote Part-Time Customer Service & Operations

PT. MITRA BAKTI OPTIMAL, Jakarta
January 2020 – January 2022

Managed daily operations to maintain high levels of productivity

Actively listened to customers, resolving issues with a 95% NPS and sustaining 30% monthly retention

Assisted with marketing, addressing customer inquiries, and proposing social media content

Personal Banking Officer

PANIN BANK, Malang
January 2019 – January 2020

Expanded the client base through proactive networking and personalized financial portfolio services

Resolved client issues, reducing escalations by 15%

Internal Control Officer

PANIN BANK, Malang
January 2015 – January 2019

Monitored transactions across 8 branches to ensure regulatory compliance

Recommended operational improvements, enhancing daily procedures

Credit Administration Staff

PANIN BANK, Malang
January 2014 – January 2015

Managed credit evaluations, analyzing collateral and ensuring regulatory compliance for 30+ clients per week

Conducted in-depth analysis of credit files for accurate collateral evaluation from appraisals to insurance

For-ex Admin Staff

PANIN BANK, Malang
January 2012 – January 2014

Administered forex and remittance transactions, providing analysis reports for management

MIS Supervisor

PANIN BANK, Surabaya
January 2011 – January 2012

Managed data performance portfolios and oversaw marketing staff assessment for 25 branches decision-making management review

Authorized Signer

PANIN BANK, Surabaya
January 2007 – January 2011

Prepared reports on outstanding credit and managed cash flow forecasts for SME loans

Credit Administration Staff

PANIN BANK, Surabaya
January 2005 – January 2007

Reviewed and validated over 300 new credit documents weekly, ensuring compliance with underwriting standards

Organized and maintained 3,000+ existing customer files to meet company regulations consistently

Sales Executive

BANK MANDIRI, Malang
January 2004 – January 2004

Promoted consumer lending products and built new customer relationships

Avon Group Coordinator

AVON INDONESIA, Malang
January 2004 – January 2004

Recruited and coached new 20 Avon dealers monthly, achieving increased team sales

Skills

Banking

CreditLoanRisk ManagementInternal ControlFinancial Planning

Customer Service and Support

Online SellingLogistics Support ServicesOrder Fulfillment

Languages

English (Upper Intermediate C2)Bahasa Indonesia (Native)

Projects

Online Shop Freelance

Operated an online shop on Tokopedia & WhatsApp group, coordinating with resellers & forwarders and maintaining an 80% customer retention rate

Education

January 2005

Officer Development Program

Bank Panin

Certifications

Remote Virtual Assistant Course, Livit Bali - RSA

Officer Development Program, Bank Panin Batch XIII

Let's connect

Ready to Lead the Future?

Transform your organization with proven leadership expertise and strategic vision.